Privacy Policy

Legal

We take your privacy seriously. This policy explains exactly what information we collect, how we use it, and how we protect it — in plain English, not legal jargon.

— Last updated: January 1, 2026

Overview

This Privacy Policy applies to MoneyLifeGuru.com (“we,” “us,” or “our”) and describes how we collect, use, disclose, and safeguard information when you visit our website and sign up for our email newsletter.

By using our website, you agree to the collection and use of information in accordance with this policy. If you do not agree with any part of this policy, please discontinue use of our site.

Short version: We collect only what we need to run this site. We don’t sell your data. We don’t share it with advertisers. We use it to send you content you asked for and to improve what we build.

Information We Collect

Information You Provide Directly

When you subscribe to our email newsletter or download a free resource, we collect:

Your first name (optional, used to personalise emails)
Your email address
Any information you voluntarily share when replying to our emails or submitting a contact form

Information Collected Automatically

When you visit our website, we automatically collect certain information through cookies and similar technologies, including:

Pages visited and time spent on each page
Referring website (how you found us)
Browser type and operating system
General geographic location (country/city level — not precise location)
Device type (desktop, mobile, tablet)
Links clicked within our content

This information is collected in aggregate and is used for analytics purposes only. It cannot be used to personally identify you.

Information From Third-Party Services

If you click an affiliate link and make a purchase, we may receive confirmation of the transaction from the affiliate network (e.g., ShareASale, Impact.com, ClickBank). We do not receive your payment information, credit card details, or personal data from these transactions.

How We Use Your Information

We use the information we collect for the following purposes only:

To send you our email newsletter — you receive the emails you signed up for, plus occasional updates and recommendations we genuinely believe are useful
To deliver free resources — guides, templates, and other content you’ve requested
To respond to your questions — if you contact us, we use your information to reply
To improve our content — analytics data helps us understand what topics are most useful so we can write more of them
To measure affiliate performance — we track which links are clicked to understand which product recommendations resonate with our readers

We never: sell your personal data, share your email address with advertisers, use your data for retargeting ads, or send you unsolicited commercial messages from third parties.

Cookies & Tracking Technologies

Our website uses cookies — small text files stored on your device — to improve your experience and collect analytics data. Here is exactly what we use and why:

Essential Cookies

These are required for the website to function. They manage your session and remember basic preferences. You cannot opt out of these and continue using the site.

Analytics Cookies

We use Google Analytics 4 to understand how visitors use our site. This data is anonymised and aggregated. We have enabled IP anonymisation, which means we cannot identify individual users. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.

Affiliate Tracking Cookies

When you click an affiliate link on our site, a tracking cookie is placed by the affiliate network (e.g., ShareASale, Amazon Associates, Impact.com) to attribute any resulting purchase to us. These cookies typically expire within 30–90 days. We do not have access to any personal data stored in these cookies.

Managing Cookies

You can control and delete cookies through your browser settings. Please note that disabling certain cookies may affect the functionality of our site. For more information about managing cookies, visit allaboutcookies.org.

Third-Party Services

We use the following third-party services to operate this website. Each has its own privacy policy:

Klaviyo — Email Marketing

We use Klaviyo to manage our email list and send newsletters. Your email address and name are stored on Klaviyo’s servers. You can unsubscribe at any time using the link at the bottom of any email we send. Klaviyo’s privacy policy is available at klaviyo.com/privacy.

Google Analytics — Website Analytics

We use Google Analytics 4 to understand how visitors use our site. Data is anonymised and we do not enable User ID tracking or advertising features. Google’s privacy policy is available at policies.google.com/privacy.

Gumroad — Digital Product Sales

If you purchase a digital product from us, the transaction is processed by Gumroad. We received your email address to deliver your purchase, but do not receive payment information. Gumroad’s privacy policy is at gumroad.com/privacy.

Affiliate Networks

We participate in affiliate programs including Amazon Associates, ShareASale, Impact.com, and ClickBank. These networks place tracking cookies when you click our links. We have no access to any personal information collected by these services.

Hostinger — Website Hosting

Our website is hosted on Hostinger’s servers. Hostinger processes server logs that may contain IP addresses. Their privacy policy is at hostinger.com/privacy-policy.

Your Rights

Depending on your location, you may have the following rights regarding your personal data:

Right to access — You can request a copy of the personal data we hold about you
Right to correction — You can request we correct inaccurate personal data
Right to deletion — You can request we delete your personal data (subject to any legal obligations we have to retain certain information)
Right to unsubscribe — You can unsubscribe from our email list at any time using the link in any email, or by contacting us directly
Right to data portability — You can request a machine-readable copy of your data
Right to object — You can object to certain types of processing of your personal data

California residents (CCPA): You have the right to know what personal information we collect, the right to delete it, and the right to opt out of its sale. We do not sell personal information. For requests, contact us at the address below.

To exercise any of these rights, please contact us at privacy@moneylifeguru.com. We will respond within 30 days.

Data Security

We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction. These measures include:

SSL/TLS encryption on all pages of our website (the padlock icon in your browser)
Secure, password-protected access to all third-party platforms that store your data
Two-factor authentication on all accounts that handle subscriber data
Regular review of data practices and third-party access

No method of transmission over the internet or electronic storage is 100% secure. While we use commercially reasonable means to protect your data, we cannot guarantee absolute security. In the unlikely event of a data breach that affects your personal information, we will notify you as required by applicable law.

Children's Privacy

Our website is not directed at children under the age of 13. We do not knowingly collect personal data from children under 13. If you believe we have inadvertently collected data from a child under 13, please contact us immediately at privacy@moneylifeguru.com and we will take prompt action to delete that information.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. When we make changes, we will:

Update the “Last updated” date at the top of this page
Notify active email subscribers of any material changes
Keep prior versions of the policy accessible upon request

We encourage you to review this policy periodically. Your continued use of our website after any changes constitutes acceptance of the updated policy.

Contact Us

If you have any questions about this Privacy Policy, would like to exercise your data rights, or have concerns about how we handle your information, please get in touch:

MoneyLifeGuru Privacy

We take privacy questions seriously and will respond within 30 days.

Email: privacy@moneylifeguru.com

Website: moneylifeguru.com/contact